Easy Payment Plans
In-House Financing or Affirm
Don't wait to transform your home. Choose in-house financing (50% down, then 6 monthly payments at 10% APR) or flexible monthly payments with Affirm — whichever makes permanent LED lighting fit your budget.
Two Ways to Pay
Choose whichever fits your budget best — both get your install scheduled fast.
50% down + 6 monthly payments
- 10% APR simple interest on the financed balance
- No credit check, instant approval
- Balance paid in 6 equal monthly payments
- Paid off in 6 months, no prepayment penalty
Flexible monthly payments
- Spread the cost out over a longer term
- Offered at checkout through Affirm (via QuickBooks)
- See your options and rate up front — checking won't affect your credit
- Great if you'd rather keep monthly payments lower
How Our In-House Plan Works
Get Your Quote
Free estimate with exact pricing
Pay 50% Down
Secure your installation date
We Install
Professional same-day installation
6 Monthly Payments
Equal monthly payments at 10% APR
Payment Examples
See what your payments could look like
Standard Home (150 ft)
Large Home (200 ft)
Estate (300 ft)
Worked Example: $5,000.00 Job
$2,500.00 down, then 6 monthly payments at 10% APR on the $2,500.00 balance.
| Payment | Amount | Interest | Balance after |
|---|---|---|---|
| Down payment (50%) | $2,500.00 | — | $2,500.00 |
| Month 1 | $428.90 | $20.83 | $2,091.93 |
| Month 2 | $428.90 | $17.43 | $1,680.46 |
| Month 3 | $428.90 | $14.00 | $1,265.56 |
| Month 4 | $428.90 | $10.55 | $847.21 |
| Month 5 | $428.90 | $7.06 | $425.37 |
| Month 6 | $428.91 | $3.54 | $0.00 |
| Total paid | $5,073.41 | $73.41 |
Total interest: $73.41. The final payment can differ by a few cents due to rounding. Your financing agreement lists your exact schedule and due dates; pay early anytime with no penalty.
Why Our Financing Is Different
No Credit Check
We don't run your credit. Your word is good enough for us.
10% APR, Fully Disclosed
Simple interest on the unpaid balance only. Your agreement shows every payment and the total interest up front. No hidden fees.
Simple Terms
50% down to start, then 6 equal monthly payments at 10% APR. That's it.
Immediate Installation
We start your project as soon as you put down your deposit.
Compare Financing Options
Traditional Financing
- ✗Credit check required
- ✗Paperwork and approval delays
- ✗Hidden fees and penalties
- ✗12-60 month terms
DFW LED Financing
- No credit check ever
- 10% APR, simple interest
- Instant approval
- No hidden fees
- Done in 6 months
Financing FAQs
What financing options do you offer?
Two. Option 1 is our in-house financing: pay 50% when you book, then 6 equal monthly payments at 10% APR on the remaining balance, with no credit check. Option 2 is Affirm, which lets you spread the cost into flexible monthly payments over a longer term. Choose whichever fits your budget.
How does the in-house plan work?
Pay 50% when you book your installation, then the remaining 50% is paid in 6 equal monthly payments at 10% APR (simple interest on the unpaid balance). No credit check. On a $5,000.00 job that is $2,500.00 down, then 6 payments of about $428.90, with $73.41 in total interest.
How does Affirm work?
Affirm lets you pay over time with flexible monthly payments. You'll see your available options and your rate up front, and checking won't affect your credit score. We offer it through QuickBooks so it's a smooth checkout. It's a great fit if you'd prefer to keep your monthly payment lower over a longer term.
When do payments start?
Your first monthly payment is due 30 days after your installation is complete. This gives you time to enjoy your new lights before the next payment.
What payment methods do you accept?
We accept cash, check, credit card, debit card, Zelle, Venmo, and bank transfer. Whatever's easiest for you.
Is there a minimum project size for financing?
Financing is available for any project over $2,000. Smaller projects can be paid in full or split into 2 payments.
What if I want to pay off early?
Pay off anytime with no penalty. Interest accrues only on the unpaid balance, so paying early lowers the interest you owe. We'll never charge you extra.
Which option should I choose?
If you want a fixed, fully disclosed rate and to be done in 6 months, the in-house plan is simple and predictable. If you'd rather keep your monthly payment lower by spreading it over a longer term, Affirm is the way to go. Either way there's no pressure — we'll walk you through both when you get your quote.
Ready to Get Started?
Get your free quote and we'll show you exactly what your payments will be. No surprises, no pressure.
Get Your Free Quote
Free quote in 2 hours • No obligation • Lifetime workmanship warranty
In-house financing available • No credit check • Affirm monthly payments
Why DFW LED vs the Competition
See how we compare — $25/ft installed, Lifetime Workmanship warranty (non-transferable) plus 3-year parts and labor, controller included.